It is important to remember that the job of an insurance adjuster is to investigate the validity and value of your claim, while closing settlements quickly and with the lowest possible cost. Before speaking or meeting with the adjuster, review your policy and note what is covered under it and what is excluded. Collect as…
Although your past crime is completely unrelated to your personal injury claim, most people will view a criminal record negatively. Typically, the less serious the crime, and the longer the time that has passed, the less impact it will have on your personal injury case. The best thing to do is to tell the truth…
In an auto accident, the driver found at fault and their insurance provider will be liable for any damages sustained by the injured party. Every car accident should be reported to the police in order to file a police report which describes how the accident happened and lists any traffic citations. The insurance adjuster assigned…
13 percent of Louisiana drivers don’t have the car insurance required by law. In an effort to keep insurance rates under control, Louisiana passed the “no pay, no play” law that penalizes drivers that don’t have insurance. All Louisiana vehicles must have Bodily Injury Liability and Property Damage coverage. Optional coverages are Comprehensive, Collision, UIM, Towing and Labor, Rental…
Adjusters are paid to save money and to pay you the least amount legally possible for your claim. You must remember that they don’t have your best interests at heart when they process a claim, as your best interests will result in a much higher payout on their part. Do not let an adjusters convince…
Regardless of the severity of the car accident, the most important thing to do immediately after is to call 911. For minor fender-benders where no one has sustained injuries, try to move the vehicles to a safe area that’s outside the lanes of traffic after taking photos of the crash site. Louisiana is classified as…
The heavy uptick in traffic between Thanksgiving and New Year’s Day makes it much more hazardous to drive. There are more DUIs and alcohol-related fatalities during the holidays than any other time of year, which makes the already crowded roadways particularly dangerous. If you can help it, try to only drive at times when traffic…
Remove any unwanted objects in your vehicle and store them in your trunk. Ensure the top of the headrest is the same height as the top of your head to help minimize movement. Always buckle up regardless of the distance you’re driving. Pay attention to what is happening around you while driving and ensure there…
Be familiar with your surroundings — knowing the location of most items and heavy equipment areas, you can avoid walking into potential danger zones. Make certain to avoid, deal with or report unsafe conditions when you make note of them. Maintain proper posture — when sitting, hold your back straight at a 90-degree angle, and…
When a car accident is imminent, it’s a natural reaction to attempt to brake as hard as you can while you brace for the impact, leading to foot, toe and ankle injuries. In a car accident, concussions are most commonly caused by the driver hitting their head against the steering wheel or window, but any…
